Check Fraud

Endpoint to execute a fraud evaluation for an existing customer

Request a fraud evaluation

POST https://api.waldo.ai/check-fraud

All evaluation requests are asynchronous. Therefore, the response to the fraud check request will not be completed in real time. If you have set up the webhooks, your system will receive notifications automatically. Otherwise, your system can poll Waldo's API until the evaluation is completed.

Request body

Name	Type	Description
customerId*	string	Customer ID

Response

When requesting a fraud check, always verify the evaluation property; if its status is initiated, the fraudScore value is the last known fraud score, not of the current evaluation.

200

{
  "requestId": "ayclpQyi6p",
  "event": "evaluation",
  "evaluation": {
    "type": "fraud",
    "status": "initiated"
  },
  "externalId": "abcd-123-456-efgh",
  "customerId": "<customer-id>",
  "uri": "https://app.waldo.ai/customers/<customer-id>",
  "errors": []
}

400: Bad Request Missing customer data

401: Unauthorized Invalid token

403: Forbidden Authorization header missing

403: Forbidden Service or user not authorized

Webhooks complete event notification

{
  "event": "evaluation",
  "evaluation": {
    "type": "fraud",
    "status": "completed"
  },
  "validation": {
    "status": "APPROVED",
    "kyc": "PASSED",
    "fraudScore": 0.89,
    "fraudFlag": false,
    "warnings": 3,
    "warningTags": {
      "ssn": {
        "tag": "ssn",
        "label": "SSN Integrity",
        "passed": true
      },
      "date_of_birth": {
        "tag": "date_of_birth",
        "label": "Date of Birth Integrity",
        "passed": true
      },
      "address": {
        "tag": "address",
        "label": "Address Integrity",
        "passed": true
      },
      "legal_and_regulatory_warnings": {
        "tag": "legal_and_regulatory_warnings",
        "label": "Legal and Regulatory Warnings",
        "passed": true
      },
      "politically_exposed_person": {
        "tag": "politically_exposed_person",
        "label": "Politically Exposed Person",
        "passed": true
      },
      "sanction": {
        "tag": "sanction",
        "label": "Sanctions List",
        "passed": true
      },
      "fraud_reports": {
        "tag": "fraud_reports",
        "label": "Network Fraud Detection",
        "passed": false
      },
      "watchlists_validation": {
        "tag": "watchlists_validation",
        "label": "Watchlists Validation",
        "passed": true
      },
      "phone_number_validation": {
        "tag": "phone_number_validation",
        "label": "Phone Number Validation",
        "passed": false
      },
      "email_address_validation": {
        "tag": "email_address_validation",
        "label": "Email Address Validation",
        "passed": false
      }
    },
    "kycBreakdown": {
      "identityBreakdown": {},
      "watchlistBreakdown": {},
      "documentBreakdown": {}
    }
  },
  "customerId": "<customer-id>",
  "uri": "https://app.waldo.ai/customers//<customer-id>"
}